In 2020, Samos’ Founder, Eric, was gowned and waiting on a gurney for his surgery when he realized he didn’t have life insurance. He had just left his job and was no longer covered by the group, life, or AD&D insurance benefits of his previous company.
He looked up his surgery online as his thoughts were filled with all sorts of “what ifs.” Should the unthinkable happen, he wanted his family to be taken care of. He believed that where there are well understood risks, you could usually find mitigation in the form of insurance. But he didn’t find what he was looking for in his time of need.
Fortunately, Eric made it through his surgery, but the experience stuck with him. In digging further, he found that many people have little to no insurance. And for those who do, they may not understand what is or isn’t covered. Many AD&D policies actually exclude death during medical treatment and surgery.
Eric went on to team up with health data expert, Matt, and insurance expert, Leon, to develop insurance that could address this unique need. This led to the founding of Samos Insurance. We provide quick and cost effective insurance coverage for accidental death during surgery.